Am I Covered?

If a fire, flood, earthquake, or some other natural disaster were to destroy or damage your home, would you have the right insurance coverage to rebuild your house?

This brochure, based on the questions consumers most frequently ask, explains what is covered in a standard home-owners policy and what is not.

Questions include:

  • Am I covered for direct losses due to fire, lightning, tornadoes, wind storms, hail, explosions, smoke, vandalism and theft?
  • Are my jewelry and other valuables covered?
  • If my house is totally destroyed in a fire and I have $150,000 worth of insurance to cover the structure, will this be enough to rebuild my home?
  • Am I covered for flood damage?
  • A pipe bursts and water flows all over my floors.  Am I covered?
  • What if water seeps into my basement from the ground, am I covered?
  • A neighbor slips on my sidewalk or falls down my porch steps and threatens to take me to court for damages.  Does my policy protect me?
  • And more frequently asked questions.

Download the Am I Covered brochure to find out if you have adequate coverage.

  • Entry Date: 07/14/2010
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