Homeowners Insurance

Who values your treasured belongings and the memories they represent the most?

Our agency and company partners offers a variety of comprehensive homeowners’ insurance policies to choose from and these plans can be tailored to suit your individual needs and budget.

Download our HomeProtector Policy Coverages PDF to view examples of some of the policies that we offer.

Homeowner’s protection begins with you.

Maintenance and upkeep at your house or apartment is the first step to prevent a loss from happening.  Below are just a few steps you could take to protect yourself and your family.

  • Annual check-up for smoke detectors (Be sure to have one in each room of your house)
  • At least 1 fire extinguisher on each floor.
  • Keep roof, valleys, gutters and downspouts free from leaves, twigs and other litter that can build up and prevent proper drainage
  • Inspect plumbing supply lines and drain systems annually
  • Ensure proper sump pump operation
  • Do not operate the washing machine while the home is unoccupied
  • Set-up maintenance agreement with local HVAC contractor if unit is 7 years or older
  • Be sure all walkways are clear of debris, snow, or ice

The second step is to have a well written homeowner’s policy written for you by a professional.  Whether you live in an apartment, condo, or house if you own any tangible property you need protection.

A Homeowners Insurance policy can help you replace your personal property that is lost or damaged from a disaster.  It could also be your first line of defense in the case of a lawsuit from someone injured at your home or accidental damage you do to someone else’s property.

As an independent agent we represent numerous carriers, which allows us to tailor a policy to fit your situation at the best possible price.

DiscountsGet a Free Insurance Quote

  • Multi-policy
  • By insuring your auto and home with ERIE, you will receive a discount on your auto premium as well as your homeowners insurance premium.
  • New home
  • Receive a discount if you live in a new home.
  • Premises alarm
  • This discount is applied to your premium is you have smoke detectors installed in your home.
  • Sprinkler system credit
  • If you install and maintain a sprinkler system, you will receive a credit on your homeowners premium.
  • Secure your home
  • Install deadbolt locks on all of your doors.

 

Homeowners Insurance Articles

Homeowners Insurance Partners